Federal Flood Insurance now available

Washington, D.C. – the Village of Clarksville has joined over 21,000 communities nationwide that are allowed to purchase federally backed flood insurance.  The availability follows the community’s adoption and enforcement of ordinances to reduce flood losses and acceptance by the National Flood Insurance Program (NFIP).

The Village of Clarksville is now a participant in the NFIP effective on March 10, 2015.  Residents of the Village of Clarksville will be able to purchase flood insurance up to the limits under the Regular Phase of the program.  However, there is a 30-day waiting period before flood insurance coverage goes into effect.  For single-family dwellings, the building coverage limit is $250,000, and the contents coverage limit is $100,000.  Renters can also protect their belongings by purchasing contents coverage limits are both $500,000.

Lenders must require borrowers whose properties are located in a designated flood hazard area to purchase flood insurance as a condition of receiving a federally backed mortgage loan in accordance with the Federal Disaster Protection Act of 1973.

The NFIP is implemented through the Federal Emergency Management Agency. There are over 5.5. million flood insurance policies in more than 21,000 participating communities nationwide.


Last Updated on Wednesday, 14 October 2015 21:16


Welcome to the Village of Clarksville!

Clarksville is a small-town community located in southwestern Ionia county, conveniently situated between Grand Rapids and Lansing.  Home of the annual Clarksville Ox Roast and Clarksville Steam & Gas Show, the Village of Clarksville has much to offer for any age group.  We are home to award winning schools (Clarksville Elementary) and many great local businesses.  Put all of these together and you can see why Clarksville is the perfect place to visit, work, and raise a family.

We are committed to providing the highest quality of life for all of our current residents as well as encouraging and promoting the growth of our village.  Please let us know of any questions or comments you may have.

Last Updated on Wednesday, 16 April 2014 19:51